Letty seems to be effectively balancing motherhood, work and her relationship with Richard. Letty's ducks are finally all in a row, until Cedric walks in - Dre's father and Letty's ex. Meanwhile, Joy, using Starr's power of positive thinking, receives an unexpected "windfall" from a bank machine error. In the mirror story, Lisa, a recently engaged woman, decides whether or not to tell her fiancé she is in major debt.