Nicklas fra Brønshøj er matematiklærer på en folkeskole. Og så har han en tårnhøj kviklånsgæld. Han har altid set skævt til dem, der optog kviklån, men nu er han selv endt i fælden med gæld.
Nicklas from Brønshøj is a mathematics teacher at a primary school. And then he has a towering payday loan debt. He has always looked askance at those who took out payday loans, but now he himself has ended up in the trap of debt.