Mrs Moneypenny tackles the wasteful Jain family from Birmingham, who spend a whopping £24,000 a year more than they earn. After creating a shocking mountain of their excessive consumption in the Jain's own back garden, can Mrs Moneypenny persuade Dad to ditch his 4x4, and Mum to lay off the take-aways and new clothes? The show also features top tips from Mrs Moneypenny's thrifty army of superscrimpers - including a pensioner with advice on how to make your pants last longer, and an aristocrat who makes pasta out of nettles. Meanwhile, Mrs Moneypenny's human calculator Merryn Somerset Webb hits the high street, smashing the last taboo as she gets the great British public to reveal all about what's in their bank accounts and what they spend it on.