Josie d'Arby meets those whose faith has brought freedom from spiralling debt, and Katie Melua performs Rachmaninov's All Night Vigil. Music: Brightest and Best Are the Sons of the Morning from St Mary-Le-Tower, Ipswich Holy Spirit You Are Welcome Here from Green Pastures, Ballymena Siyahamba from St James the Greater Church, Leicester All Night Vigil by Katie Melua and Gori Women's Choir When I Survey the Wondrous Cross from Romsey Abbey, Romsey Better Is One Day by Grey Coat Hospital Gospel Choir Holy Spirit Ever Living from St Machar's Cathedral, Aberdeen.