This is NOT board review material! Do NOT watch this if you are studying. This is bonus material for residents, fellows and junior staff who wish to avoid making some of the mistakes I made with money as a young doc. This is FREE advice, and perhaps it is worth what you pay for it. I am NOT a financial planner, advisor, CFA, CPA, etc. I am only a guy who is trying to give back to the community and help others, so take this advice with a degree of skepticism.