Megan finds herself captivated by a new arrival: the handsome teen explorer Tom, who's searching for the Paradise Island Gold. Enthralled by his talks of adventure, she goes along in spite of the fact that he's a sea ghost. Before they leave, Natasha encounters Tom, her first real ghost! However when Tom finds his treasure and vanishes, Natasha is peeved and Megan feels lost. She's thrilled when he returns later that night and gives her the treasure, along with her first kiss...