With nearly a quarter of the population expected to be over 65 within 20 years, and three out of four older people likely to need some form of social care, how we pay for it is fast becoming an urgent question for us all. In this specially-authored report for Panorama, the former government adviser on older people - Dame Joan Bakewell - looks at some of the innovative ways Britain's baby boomers are looking to future-proof their old age, and warns that with local authorities facing 25 per cent cuts across the board, there is real danger of neglect.