Kiya and Brian are leaving an amazing apartment in downtown Portland for the security of home ownership. But their price range is far below their current standard of living. Lengthy negotiations on a fixer upper end in disappointment. Then, a loan sale at a local bank puts them in a new price bracket and a different league of homes. Kiya is ready to jump at a move-in-ready new build, but Brian never quite believes this is a good idea. But his fiancee's excitement and the bank's assurances convince Brian to take the leap. They might be a little house poor for a couple of years, but the 3-bedroom home will be a great place to start their new life together.