Complaining that Alf is a shabby dresser,Mrs Hollingbery also wants him to take out life insurance in case he goes first. In the pub a discussion on health does anything but allay Mr Carey's fears about getting a hip replacement in view of Alf's horror stories about hospital. Another row between the Johnsons prompts Alf to surmise that Fred is a poisoner,leading to Mrs Hollingbery getting her own back by pretending to poison Alf.