Phil is forced to come clean to Charity about his moon lighting and Charity is forced to take drastic actions in sacking him on the spot. Despite Ray's threats, Terry feels he has no option but to speak to Louise. Unfortunately, his plans backfire. It appears once again Ray has got there before him. Convinced Terry is trying to sabotage her newfound relationship, Louise angrily dismisses his allegations. Terry is devastated as his attempts to blacken Ray's halo are ruled out. Despite working like a dog, Latisha seems to be getting nowhere fast with her mounting debts. Charity is cautious as Chloe tries to persuade her not to be so hard on Latisha.