Seamus is stuck in jail after that surveillance misunderstanding, but he still manages to find himself in one of the many protest-turned-riots that have been happening all over the US this year. The rioters and their supporters brush off the consequences of their destructive behavior with the cavalier claim that “insurance will cover it.” But even leaving aside the fact that that’s definitely NOT how insurance works, riots have other, long-term effects that no insurance plan, no matter how comprehensive, could possibly cover.