Ruth L. Hayden, author of For Richer Not Poorer, shares why money creates the most stress in relationship – even more than sex, parenting, and in-laws. To be clear, millionaires deal with the same issues you'll talk about here. It's not how much you have, it's how you approach it. Couples don't need to learn how to count, they need to learn how to talk about money – to talk about the emotional content – in a way that works for them.