Larry Wilson (Andrew McCarthy) and Richard Parker (Jonathan Silverman) are two low-level financial employees at an insurance corporation in New York City. While going over actuarial reports, Richard discovers a series of payments made for the same death. Richard and Larry take their findings to the CEO, Bernie Lomax (Terry Kiser), who commends them for discovering insurance fraud and invites them to his Hamptons island beach house for the Labor Day weekend. Unbeknownst to Larry and Richard, Bernie is behind the fraud. Nervously meeting with his American Mafia partner Vito (Louis Giambalvo), Bernie asks to have Larry and Richard killed. However, after Bernie leaves, Vito decides Bernie has been attracting too much attention with his greed and his relationship with Vito's girlfriend, Tina (Catherine Parks), and orders that he be killed instead.
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