Fern is a teenaged girl who finds herself orphaned in the middle of a harsh Montreal winter. Determined to avoid her mother's tragic fate, Fern sets out to build a new life for herself. When Youth Protection comes looking, she bolts. At one of her mother's cleaning jobs, she finds the book 50 Ways to become a Millionaire. 'All you need to do is save,' it promises. Fern decides to do just that, replacing her grief with the quest to become a millionaire.
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