The film is set on 27 Down, the Bombay-Varanasi Express, Sanjay (M.K. Raina) is on a pilgrimage journey to Varanasi (Banaras), and remembers his life in Flashback (narrative).<ref name=nyt></ref> Sanjay gives up his dreams to become an artist, in order to support his family he takes up his father's profession of railways employee. He spends his days as a railways ticket checker, till he meets a Life Insurance Corporation employee, Shalini (Raakhee), on the suburban train. After a few more meetings, they fall in love, and Sanjay starts seeing life differently, but when his father finds about their relationship, he fixes his marriage with some other girl.<ref name=time/><ref name=exp></ref><ref name=nyt/>
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